|BE GOOD CHECKING
|DO WELL CHECKING
|WHO IS THE ACCOUNT IDEAL FOR||If you're looking for an affordable checking account with ID TheftSmart Credit Restoration benefits, Be Good Checking is for you.
BE GOOD BONUS: Three or more "Be Good Buy Downs" drop monthly service charge to zero.
|If you maintain higher balances and wish to earn interest, have access to a dedicated banker, and receive enhanced ID theft protection and credit monitoring services, Do Well Checking is for you.|
|MONTHLY SERVICE CHARGE||$6||$10|
|HOW TO REDUCE OR ELIMINATE
THE MONTHLY SERVICE FEE
BE GOOD BONUS: Earn a $2 "Be Good Buy Down" during each statement cycle when you:
✓ Conduct 15 or more Osgood Bank Debit Card purchases of at least $5 from your account each month
✓ Sign up for Direct Deposit
✓ Maintain a $1,000 or more average monthly collected balance
✓ Have one or more active loans with Osgood Bank
|Maintain a $15,000 or more combined average collected balances in your Osgood Bank Checking, Savings, Money Market, CD, or Retirement accounts.|
|ADDITIONAL BENEFITS||✓ Basic Identity Theft Protection included at no additional cost.||
Enhanced Identity Theft Protection and Credit Monitoring included PLUS:
As our way of saying thank you, Osgood Bank is waiving the monthly maintenance fees for U.S. Veterans and Active Duty Military Personnel that open a Be Good Checking Account.
We appreciate your sacrifices.
College is full of big decisions and stress, bank fees shouldn't be one of them. Bring proof of enrollment and we will waive your Be Good Checking Account monthly maintenance fee until you're 21.
The routing number here at Osgood Bank is 042212568.
To open an account with Osgood Bank you will be asked to provide the Customer Service Representative with:
A valid photo ID
Proof of Social Security Number
Proof of address if address is different from that shown on ID (utility bill or like document)
You will be required to provide basic personal information such as phone number, email address, and challenge questions for future verification.
All accounts require an initial deposit at account opening. You may transfer money from another Osgood Bank account or fund your account with a cash or check. Funding with a check from another financial institution may require a temporary hold.
If you wish to open an account with multiple owners or signers, we will require the above information for each individual. If you wish to name beneficiaries for your account, we will require their legal name, social security number, date of birth, and phone number.
All applicants will be verified through Qualifile, a nationwide specialty consumer reporting agency under the Federal Fair Credit Reporting Act.
You can access an existing online banking account by clicking the orange Login button at the top of your screen or through the Osgood Bank Mobile App.
If you do not have an existing username and password, we will be happy to help you set one up. Click the link and follow the on-screen prompts.
For more information about Osgood Bank's convenient online and mobile platforms, visit our Online and Mobile Banking page.
In addition to waiving the monthly maintenance fee on the Be Good Checking account for Veterans and students, we also offer a waiver for customers age 55 and older.
If you recognize unauthorized charges during business hours, please call us at 419.582.2681.
For after hours support please call:
Osgood Bank Debit Card: 800.500.1044
Osgood Bank Credit Card: 800.367.7576