Business Deposit Accounts

Checking Accounts

	Business Checking	Money Market Deposit	Cash Management	NOW Account
Will I earn interest?	No	Yes	Yes	Yes
What is the minimum balance required to earn interest?	Not Applicable	$1,000.00	$1,000.00	$1,000.00
What is the minimum balance to avoid fees?	Not Applicable	$1,000.00	$1,000.00	$1,000.00
What is the fee if I fall below the minimum?	Not Applicable	$10.00 per statement	Not Applicable	$5.00 per statement
Will I receive images with my statement?	Yes	Yes	Not Applicable	Yes
What is the monthly service charge?	$.10 per debit & $5.00 main. fee	Free as long as bal > $1000.00	$10.00 per month	Free as long as bal > $1000.00
What is the minimum balance to open?	$100.00	$1,000.00	$1,000.00	$1,000.00
Other benefits to this type of account?	Offset part of your service charge Earn Credits against service charge by maintaining a balance of $100.00 or greater $.10 per $100.00	Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited	Allow the funds in your Business Checking to work for you. Automatic sweep to your Business Checking to cover day-to-day needs
Are there any restrictions?	No	You may make no more than six (6) preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card and similar transactions from your account per month or statement cycle.	Cash Management Accounts are limited to six automatic debits per statement cycle. Additional withdrawals must be made in person.	Corporations, Associations and Partnerships operated for profit are not eligible for NOW accounts.

All Business Checking Accounts cycle on the last business day of the month.