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Business Loans

Commercial Loans | Agricultural Loans | Real Estate Loans

Are you ready to start your own business, or increase or update your farming operation for the future? Osgood State Bank has a loan product for all of your business or agricultural needs.   Our loan officers are available to serve your needs at your convenience.   Below is an overview of our loan products.   Please contact one of our loan officers to discuss these, and the other products we have available.  

Commercial Loans

  • Operating Lines of Credit
  • Commercial Real Estate
  • Equipment Purchase or Refinance
  • Investment Property Loans
  • Pre -approvals

Commercial Lines and Notes

  • Operating Lines of Credit
  • Single-Pay Notes
  • Adjustable interest Rates

Commercial Equipment Loans

  • Terms up to 7 years
  • Fixed or adjustable Rates
  • No Prepayment Penalty

Commercial Real Estate

  • Purchase or Refinance
  • 3,5, or 7-yr. Adjustable Rates
  • 20 Year Maximum Maturity

Agricultural Loans

  • Operating Lines of Credit
  • Ag Real Estate
  • Ag Equipment
  • Livestock Loans
  • Pre-approvals
  • Farm Housing Loans

Agricultural Equipment Loans

  • Flexible Payment Schedules
  • No Prepayment Penalty
  • New or Used Equipment

Agricultural Lines and Notes

  • Operating Lines of Credit
  • Single-Pay Notes
  • Adjustabl Interest Rates
  • Interest Payable Quarterly

Agricultural Real Estate

  • Purchase or Refinance
  • 3,5, or 7-yr. Adjustable Rates
  • 20 Year Maximum Maturity

Real Estate Loans

  • Construction
  • Building Lot Loans

Construction

  • Free and Unlimited Draws Per Invoice Specifications
  •  Construction Period Up to 12 Months
  • Monthly payments of Interest Only
  • No Inspection Fees
   
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