Personal Deposit Accounts
Checking Accounts
| |
Free Checking |
Personal Checking |
Preferred 55 Checking |
Senior Checking |
Now Account |
| Will I earn interest? |
No |
No |
Yes |
No |
Yes |
| What is the minimum balance required to earn interest? |
N/A |
N/A |
$500.00 |
N/A |
$1,000.00 |
| What is the monthly service charge? |
Free |
$3.00 |
Free if balance remains above $200.00 |
Free |
Free If balance remains above $1,000.00 |
| What is the minimum balance to avoid fees? |
N/A |
N/A |
$200.00 |
N/A |
$1,000.00 |
| What is the fee if I fall below the minimum? |
N/A |
N/A |
$5.00 per statement |
N/A |
$5.00 per statement |
| Will I receive images with my statement? |
No |
Yes |
Yes |
Yes |
Yes |
| What is the minimum balance to open? |
$100.00 |
$100.00 |
$200.00 |
$100.00 |
$1,000.00 |
| Are there any limitations? |
No |
No |
Must be age 55 or older |
Must be age 62 or older |
No |
| Other benefits to this type of account? |
Yes
See Below |
Yes
See Below |
Free:
- Notary Service
- 1st year rent on 3 X 5 safe box
- Lifetime Supply of Specialty Grey Checks
|
Free:
- Lifetime Supply of End Stub Checks Printed by Osgood State Bank
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Other Benefits
- All checking account types receive: free Mastermoney ® Debit Card transactions, free withdrawals at any of Osgood State Bank's 9 convenient ATMs and free Internet Banking and BillPay*.
- Check images are easily accessed through Osgood State Bank's Internet Banking Product.
- All checking accounts cycle the last business day of the month.
*Provided that you pay at least one bill per month through our Internet Banking/BillPay Product.
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