Business Checking Comparison Chart
Osgood business clients receive high-touch, local service from OSB relationship bankers coupled with low-cost accounts - giving businesses the best of both worlds!
Whether you are just starting out or you've been around as long as we have, there is a product here for you. Find what you are looking for below or contact one of our bankers about your business checking needs.
All business checking relationships include:
- Unlimited Check Writing at No Charge
- Unlimited Deposits at No Charge
- No Coin Counting Fees
- Free Notary Services
- HSA Employee Contributions at No Charge
- Fast, Local Decision-Making
- Rapid Funding of Approved Business Loans
All Business Checking Accounts cycle on the last business day of the month.
Business Checking Accounts
|Opening Balance Requirement||$100||$500||$2,500|
|Monthly Service Fee||$5
+$2 with mailed statements
|Service Fee Requirements||$15,000 Average Daily Balance or $250,000 Total Relationship1||$50,000 Average Daily Balance or $500,000 Total Relationship1|
|Business Online Banking & Bill Pay Access||No Charge||No Charge||No Charge|
|3x5 Safety Deposit Box Rental Discount||No Charge for 12 Months||No Charge for 24 Months||No Charge for 1 Box|
|Discount on Check Orders||$20 off First Order||$50 off First Order||$100 off First Order|
|Night Drop/Locked Bag Services||No Charge||No Charge||No Charge|
|Discount on Remote Deposit Capture (RDC) Service||5%||10%|
|Discount on ACH Payroll Processing Service||5%||10%|
|Free Education Seminars to Employees||Yes|
1 Total relationship is based on same tax identification number, outstanding loan balances, and total average deposit balances.