Full Time Credit Analyst

Summary of position requirements:

  • Use financial information to create a cash flow analysis for borrowers
  • Evaluate trends in various areas that impact a client’s business/operations
  • Prepare a written summary of findings to assist management in making sound loan decisions
  • Make recommendations for approval/denial of loan requests
  • Assist with the tracking of the existing commercial loan portfolio, including completion of annual reviews and/or quarterly action plans
  • Assist with consumer underwriting if needed
  • Assist Credit Officer and Senior Lender with various reporting and tracking items


  • Associates Degree; and/or training; or equivalent combination of education and experience.
  • Three plus years of prior credit underwriting preferred
  • Knowledge of accounting, tax laws, loan policies and spreadsheet applications required.
  • Detail oriented
  • Ability to read and comprehend instructions
  • Mathematical skills
  • Proficient Computer usage

Physical Requirements:

  • Regularly stand, talk and hear
  • Regularly lift/move up to 10 pounds, occasionally lift/move up to 25 pounds.


  • Additional details of duties and responsibilities described during interview process.
  • We provide the following benefits for our full time employees:

  • Medical Insurance
  • Vision Insurance
  • Dental Insurance
  • Short Term Disability
  • Long Term Disability
  • Basic Life Insurance
  • Competitive Wage
  • Incentive Bonus Plan
  • Free Checking
  • Paid Time Off
  • Loan Discounts
  • Safe Deposit Box
  • 401K with match
  • Profit Sharing
  • Saturday Premium

Interested in learning more and applying?

Send resume to thershberger@osgoodbank.com or

Mail resume to Osgood Bank,

Attn: HR 

P.O. Box 69

Osgood, OH 45351

To learn more about our company, visit us at: www.osgoodbank.com

Equal Employment Opportunity Employer