Checking Comparison Chart
Please use the chart below to select the account that is best for you. Feel free to reach out to your local Osgood State Bank branch with questions.
* Certain restrictions may apply
Will I earn interest?
What is the minimum balance required to earn interest?
What is the monthly service charge?
|Free||$3.00||Free if balance remains above $200.00||Free||Free if balance remains above $1,000.00|
|What is the minimum balance to avoid fees?||N/A||N/A||$200.00||N/A||$1,000.00|
|What is the fee if I fall below my minimum?||N/A||N/A||$5.00 per statement||N/A||$5.00 per statement|
|Will I receive images with my statement?||No||Yes||Yes||Yes||Yes|
|What is the minimum balance to open?||$100.00||$100.00||$200.00||$100.00||$1000.00|
|Are there any limitations?||No||No||Must be age 55 or older||Must be age 62 or older||No|
|Other benefits to this type of account?||Yes||Yes||Yes||Yes||No|
Osgood Checking Includes...
At Osgood State Bank we believe in providing value to our customers by offering simple, sensible checking solutions. While our various accounts are designed to meet our customers individual needs, all of our checking accounts include the following services:
- Free access to Debit Card transactions
- Free Internet Banking and BillPay