Checking Comparison Chart

Make good decisions.

Can you pick just one?

Is there such a thing as too many great checking account options? We hope not.

Please use the chart below to select the account that is best for you. Feel free to reach out to your local Osgood State Bank branch with questions. 

 

* Certain restrictions may apply

 

Question 

Free
Checking

Personal
Checking

Preferred 55
Checking

Senior
Checking

Now
Account

Will I earn interest?

No No Yes No Yes

What is the minimum balance required to earn interest?

N/A N/A $500.00 N/A $1,000.00

What is the monthly service charge?

Free $3.00 Free if balance remains above $200.00 Free Free if balance remains above $1,000.00
What is the minimum balance to avoid fees? N/A N/A $200.00 N/A $1,000.00
What is the fee if I fall below my minimum? N/A N/A $5.00 per statement N/A $5.00 per statement
Will I receive images with my statement? No Yes Yes Yes Yes
What is the minimum balance to open? $100.00 $100.00 $200.00 $100.00 $1000.00
Are there any limitations? No No Must be age 55 or older Must be age 62 or older No
Other benefits to this type of account? Yes Yes Yes Yes No

 

Osgood Checking Includes...

At Osgood State Bank we believe in providing value to our customers by offering simple, sensible checking solutions. While our various accounts are designed to meet our customers individual needs, all of our checking accounts include the following services: