Rates

Stay in the lead.

 

Osgood's competitive rates separate champions from the pack. 

Interest Rates and Annual Percentage Yields are current as of August 12, 2019.
For current rate information please call (419) 582-2681.

Account Product Name Minimum Opening Deposit Minimum Balance To Obtain Annual Percentage Yield (c) Interest Rate Annual Percentage Yield
Now Checking Account (b) $1,000.00 $1,000.00 0.05% 0.05%
OSB Preferred 55 Checking (b) $200.00 $500.00 0.05% 0.05%
Money Market Deposit Account (b) $1,000.00 $1,000.00    
Daily Balances of:        
$0.00 - $999.99     0.00% 0.00%
$1,000.00 - $9,999.99     0.10% 0.10%
$10,000.00 - $24,999.99     0.25% 0.25%
$25,000.00 - $49,999.99     0.35% 0.35%
$50,000.00 - $149,999.99     0.40% 0.40%
$150,000.00 - $499,999.99     0.45% 0.45%
$500,000.00-$999,999.99     0.50% 0.50%
$1,000,000.00 and up     0.60% 0.60%
Personal Savings (b) $10.00 $10.00 0.05% 0.05%
Christmas Club (b) $1.00 $1.00 0.15% 0.15%
Vacation Club (b) $1.00 $1.00 0.15% 0.15%
Health Savings Account (b) NA $1000.00    
Daily Balances of:        
$0.00 - $999.99     0.00% 0.00%
$1,000.00 - $2,499.99     0.05% 0.05%
$2,500.00 - $9,999.99     0.10% 0.10%
$10,000.00 - $24,999.99     0.10% 0.10%
$25,000.00 - $49,999.99     0.15% 0.15%
$50,000.00 and up     0.20% 0.20%

 

 


Certificate of Deposit's - Personal and IRA's (a)
Minimum Opening Deposit Minimum Balance To Obtain Annual Percentage Yield (c)   Interest Rate Annual Percentage Yield 
CD Special: 9-Month CD $1000.00 $1000.00 1.80% 1.81%
 92-181 Day CD (a) $1000.00  $1000.00  0.05%  0.05% 
 6-11 Month CD (a) $1000.00  $1000.00   0.10% 0.10% 
 12-17 Month CD (a) $1000.00  $1000.00  0.20%  0.20% 
 18-23 Month CD (a) $1000.00  $1000.00  0.30%  0.30% 
 24-29 Month CD (a) $1000.00  $1000.00   0.35% 0.35% 
 30-47 Month CD (a) $1000.00 $1000.00 0.50% 0.50%
 48-59 Month CD (a) $1000.00  $1000.00  0.80%  0.80% 
 60 Month CD (a) $1000.00  $1000.00   1.00% 1.00% 

 

Fees could reduce the earnings on the account.

(a) A penalty will be imposed for early withdrawal. 
(b) The interest rate and annual percentage yield may change after account opening.
(c) Daily Balance.  The amount of the principal in the account each day.