Rates

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Account Product Name Minimum Opening Deposit Minimum Balance To Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Now Checking Account $1,000.00 $1,000.00 0.03% 0.03%
OSB Preferred 55 Checking $200.00 $500.00 0.03% 0.03%
Money Market Deposit Account $1,000.00 $1,000.00    
Daily Balances of:        
$0.00 - $999.99     0.00% 0.00%
$1,000.00 - $9,999.99     0.03% 0.03%
$10,000.00 - $24,999.99     0.03% 0.03%
$25,000.00 - $49,999.99     0.03% 0.03%
$50,000.00 - $149,999.99     0.05% 0.05%
$150,000.00 - $499,999.99     0.05% 0.05%
$500,000.00-$999,999.99     0.10% 0.10%
$1,000,000.00 and up     0.15% 0.15%
Personal Savings $10.00 $10.00 0.03% 0.03%
Christmas Club $1.00 $1.00 0.05% 0.05%
Vacation Club $1.00 $1.00 0.05% 0.05%
Health Savings Account NA $1000.00    
Daily Balances of:        
$0.00 - $999.99     0.00% 0.00%
$1,000.00 - $2,499.99     0.03% 0.03%
$2,500.00 - $9,999.99     0.03% 0.03%
$10,000.00 - $24,999.99     0.03% 0.03%
$25,000.00 - $49,999.99     0.03% 0.03%
$50,000.00 and up     0.05% 0.05%

 


Certificate of Deposit's - Personal and IRA's
Minimum Opening Deposit

Minimum Balance To Obtain
Annual Percentage Yield

Interest Rate Annual Percentage Yield 
CD Special: 9-Month CD $1000.00 $1000.00 0.50% 0.50%
 92-181 Day CD $1000.00  $1000.00  0.05%  0.05% 
 6-11 Month CD $1000.00  $1000.00   0.10% 0.10% 
 12-17 Month CD $1000.00  $1000.00  0.20%  0.20% 
 18-23 Month CD $1000.00  $1000.00  0.30%  0.30% 
 24-29 Month CD $1000.00  $1000.00   0.35% 0.35% 
 30-47 Month CD $1000.00 $1000.00 0.50% 0.50%
 48-59 Month CD $1000.00  $1000.00  0.80%  0.80% 
 60 Month CD $1000.00  $1000.00   1.00% 1.00% 

 

Interest Rates and Annual Percentage Yields are current as of July 13, 2020. 

Rates subject to change at any time. For most current rate information please contact a customer service representative. Stated promotional CD special rates for balances greater than $100,000 are not available for deposit brokers, public entities or other financial institutions.

 

Fees could reduce the earnings on the account.

(a) A penalty will be imposed for early withdrawal. 
(b) The interest rate and annual percentage yield may change after account opening.
(c) Daily Balance.  The amount of the principal in the account each day.