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Agricultural Loans

A line of products of to help farmers across the midwestern counties we serve to grow and build.

Rural Farm Field

A Lender That Empowers Growth

Farm Real Estate Loans
When you need to purchase farmland, or refinance farm debt, a farm real estate loan provides the flexibility to secure the land your operation relies on.
Equipment Financing
Purchase new or used farm equipment, tractors, or essential machinery with an equipment loan that provides affordable financing to keep your operation moving forward.
Operating Line of Credit
Flexible financing for day-to-day expenses like seed, feed, fuel, or fertilizer. Get the working capital you need to keep your operation running smoothly.
  • They were very fast, efficient, and we got our funds in just a few days...amazing!
    Ken
  • There are very few banks where you can freely consult with the decision makers. We truly value our relationship with Osgood Bank.
    Mike
  • Thank you to everyone at Osgood Bank for everything you have done for our entire portfolio.
    Scott
Agriculture Loan

Frequently Asked Questions

Does Osgood Bank offer 100% financing for farm loans?
Banks do not typically offer 100% financing on Agricultural loans. However, there are ways to partner with the USDA Farm Service Agency (FSA) to provide loans with up to 100% financing. 100% financing requests will be reviewed case by case.  
Do you offer cashflow guidance and business consulting?

Yes - we know how overwhelming and confusing planning and tax time can be.

We're ready to offer our expert input and feedback to minimize your frustration and maximize your profits.

What types of restrictions do you have around use of funds?
Funds should be used for their intended purposes as outlined in the agreement with the lender. Misuse of funds can lead to penalties or the need to repay the line of credit.  
Does Osgood Bank finance Ag equipment?

Yes.

At Osgood Bank, we offer traditional loans for new and lightly used Ag equipment with competitive rates and terms for our in-market customers in Western Ohio.

Our subsidiary, Osgood Funding, specializes in financing a more expansive list of new and used equipment, with limited documentation, faster approvals, up to 100% financing, and nationwide (in most cases).  We do this by leveraging a network of third party funding sources that have programs for specific Ag equipment types from coast-to-coast.  Through our relationships with these funders, we are able to provide fast and flexible experiences to acquire Ag equipment.  

Visit www.osgoodfunding.com to learn more.

 

Contact Us

Have a question? Request a call and we will be in touch.
Osgood Bank

Your future starts today.

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