Today's Rates
*APR based on $25,000.00 loan with credit score of 750+ and $275 processing fee. Your actual APR will be based on your specific situation. Additional information including, but not limited to, the amount financed, term, loan-to-value, applicant's credit score, credit history, vehicle age and mileage will be taken into consideration. Financing is subject to credit approval. Advertised rates are subject to change without notice.
Auto Loan Options That Fit Your Needs
New & Used Auto Loans
Auto Loan Refinancing
Recreational Vehicles
Your Road To Financing.
Our lending experts will go the extra mile to help get you the funding you need for your new ride.
Compare
Review today's rates and terms to see what fits your budget.
Prepare
Get pre-approved for your auto loan so you know how much you can afford.
Shop
Shop with confidence knowing your comfortable price range.
Apply
Submit your final documentation and drive away happy.
Auto Loan Affordability Calculator
Tools and calculators are provided as a courtesy to help you estimate your financing needs. Results shown are estimates only. Speak with an Osgood Bank Lender for more specific information.
Frequently Asked Questions
We will ask you for details on the vehicle such as make, model and mileage. It’s ok if you don’t know, we can also pre-approve you for when you’re ready to purchase. Please have a couple paystubs ready and your last two years of W2’s, so that we can make sure the vehicle fits into your budget.
Yes, you can see your loan in online banking.
Absolutely. Our rates are very competitive and you may be able to save some money, either by reducing your monthly payment, reducing your overall interest or paying your vehicle off sooner.