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Osgood Bank

Do Well. Be Good.

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How Can We Help You Do Well & Be Good

Banking Solutions For Every Stage

Personal Banking


  • Simplify your everyday money management with accounts, debit cards, and digital tools that keep your finances on track.
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Home Loans


  • Turn your home goals into reality with mortgage, construction, line of credit, and refinance options designed to fit your unique needs.
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Business Banking


  • Run your business with confidence using checking, savings, and digital services that support growth and streamline operations.
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Commercial Loans


  • Expand your business potential through financing for property, equipment, and more - tailored to fit your long-term goals.
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Current Promotions

Couple walking through the construction of their new house
Construction Loans Starting at 5.99%*
Russia New Money CD Special 6 Month Term 3.75% 3.82% APY*

Minimum to open $10,000. Must be new money. Must be opened at Russia Branch.

More Than Banking

Committed To Community

At Osgood Bank, people come first. We're not just here to manage accounts - we're here to listen, encourage, and invest in the communities we call home. Every decision we make is guided by our promise to support growth, create opportunities, and help our neighbors thrive.

Our Service Area

Osgood Bank is proud to serve borrowers within our regional footprint in Ohio. Because we focus on local lending, we’re able to provide faster decisions, market-specific guidance, and a more personal experience.