Understanding the Elements of the Franchise Disclosure Document (FDD)
As a potential investor, franchisee, or lender evaluating franchise opportunities, the Franchise Disclosure Document (FDD) is a key resource for understanding the structure and details of a...
Village of Russia, Ohio, & Osgood Bank Restore Local Banking Services To The Community
Russia, OH – March 21, 2025
Book Review: Who Moved My Cheese?
Who Moved My Cheese? by Spencer Johnson is a simple story that explores the impact of change in both personal and professional life. The book tells the tale of four characters—two mice,...
Beware of Home Warranty Scams: How to Spot and Avoid Them
Scammers use high-pressure tactics to urge immediate renewal, creating a sense of urgency by threatening loss of coverage if action is not taken immediately. One sneaky way they try to lure...
ACH Fraud Awareness: How to Protect Your Business
At Osgood Bank, we aim to keep you informed on all things related to ACH transactions—from how ACH works and its benefits, to fraud prevention and how businesses can integrate ACH into...
A Look Back at 2024
Osgood Bank reflects on 2024 and continued growth in 2025. Osgood Bank enters 2025 with focus and optimism, building on a foundation of growth, innovation, and resilience.
Tips to Reduce Your Utility Bills in the Winter
Winter is cozy, but it can also be tough on our wallets. Utility bills seem to skyrocket during these colder months, which can leave many feeling a pinch in their budget. Thankfully, with a...
Banzai Scholarship Opportunity
Banzai will award five $2,000 scholarships to students who demonstrate a commitment to financial literacy and education. According to the State Higher Education Executive Officers...
5 Health Insurance Questions for 2024
Know all your choices before you pick an insurance policy.
SBA Vs Conventional Loans
Small businesses often need funding to start or expand their operations, and there are different options available for financing. Two of the most popular types of loans are SBA loans and...
Understanding Cryptocurrency: The Risks, Scams, and How to Stay Safe
Do you keep hearing about cryptocurrency either while working with investments, payments or the most common hot topic, scams? Confused? You’re not alone. Before you convert your real...
4 Tips For Using Peer-to-Peer Payment Apps
Whether you’re splitting the bill at a restaurant with friends, paying back your parents, or buying snacks at a sports event, it’s hard to beat the convenience of peer-to-peer payment apps...