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Build A Strong Financial Foundation

Savings Accounts

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Choose A Savings That Fits You.

Savings Account

A great choice if you’re just starting to save or want an easy way to keep money set aside while still having quick access.

  • Low minimum balance to open and maintain.
  • Easy access to funds.
  • Great for building an emergency fund or short-term savings goals.
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Money Market Account

Best for savers with higher balances who want to earn more interest while keeping funds available if needed.

  • Competitive interest rates tiered by account balance.
  • Check-writing or debit card access.
  • Best for larger balances where you want growth and liquidity.
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Certificate of Deposit

Ideal if you have money you don’t need right away and want to lock in a guaranteed rate for steady growth.

  • Interest rate locked in.
  • Term lengths to match your savings timeline.
  • Penalty for early withdrawal encourages disciplined saving.
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Savings Made Simple

With enrollment in the Savings Made Simple program, every debit card purchase helps you save by rounding up to the next dollar and moving the change into your savings.

Specialized Savings Accounts

Looking for something more specific? Explore these additional savings solutions:

Youth Savings Accounts

Help young savers build good financial habits.

Retirement Accounts

Plan for your future with tax-advantaged savings options.

Health Savings Accounts (HSA)

Combine the benefit of medical savings with tax advantages.
Banzai! Coach

Saving With a Purpose.

The best way to make your savings goals a reality is to divide them into amounts that fit your time and budget.

Use this coach to create a plan to reach your savings goals.

 

Personal Savings Rates

Personal Savings Daily Balances of $10+ 0.03% 0.03% APY*

Minimum to open $10

 

Personal Money Market Rates

Personal MMDA Daily Balances of $1,000-$49,999.99 0.03% 0.03% APY*

Minimum to open $1,000
Personal MMDA Daily Balances of $50,000-$499,999.99 0.05% 0.05% APY*

Minimum to open $1,000
Personal MMDA Daily Balances of $500,000-$999,999.99 0.10% 0.10% APY*

Minimum to open $1,000
Personal MMDA Daily Balances of $1,000,000 and up 0.20% 0.20% APY*

Minimum to open $1,000

Personal Elevate Money Market Rates

Personal Elevate MMDA Daily Balances of $100,000-$249,999.99 1.75% 1.76% APY*

Minimum to open $1,000
Personal Elevate MMDA Daily Balances of $250,000-$499,999.99 2.00% 2.02% APY*

Minimum to open $1,000
Personal Elevate MMDA Daily Balances of $500,000-$999,999.99  2.25% 2.27% APY*

Minimum to open $1,000
Personal Elevate MMDA Daily Balances of $1,000,000 - $1,999,999.99 2.75% 2.78% APY*

Minimum to open $1,000
Personal Elevate MMDA Daily Balances of $2,000,000 and up 3.00% 3.04% APY*

Minimum to open $1,000

*APY = Annual Percentage Yields are current as of the posted date. Fees, service charges, and withdrawals may reduce earnings. Contact an employee for further information regarding applicable fees and terms. A complete account disclosure is available for all accounts. The Annual Percentage Yield assumes interest will remain on deposit. Interest rate and APY on variable rate accounts may change after the account is opened as rates are subject to change at any time.

Want To Save Better?

Visit the Savings Resource Center for more articles, calculators, and coaches.

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