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Home Loans

Every home journey is different. Whether you’re buying, building, or borrowing from your home’s equity, Osgood Bank has a loan option designed to fit your needs.

Family Playing Outside House

Find the Right Loan for Your Home Goals

Mortgage Options

Buy your first home, upgrade, or refinance with fixed or adjustable-rate mortgages backed by local expertise.

Construction Loans

Combining our research, years of experience and a lil’ bit of magic, we define what success looks like for your project.

Home Equity Line of Credit

Combining our research, years of experience and a lil’ bit of magic, we define what success looks like for your project.

Our Service Area

Osgood Bank is proud to serve borrowers within our regional footprint in Ohio. Because we focus on local lending, we’re able to provide faster decisions, market-specific guidance, and a more personal experience.

At this time, we are not able to offer loans outside of our defined service area. If you’re unsure whether your property qualifies, please contact our lending team—we’ll be glad to confirm.