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Protect Your Identity With Confidence

Security & Identity Theft Protection

Your personal information matters. That’s why every Osgood Bank personal checking account comes with Kroll Identity Theft Protection—a service designed to help safeguard your identity, monitor for risks, and restore your good name if fraud ever happens.

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Why Identity Theft Protection Matters

Identity theft can disrupt your life—impacting credit, finances, and peace of mind. By enrolling in the program included with your Osgood Bank personal checking account, you’ll have experts on your side who specialize in protecting and restoring identities.

All Personal Checking Accounts Include:

Consultation

Immediate and direct access to a consultant for guidance on best practices for ID theft protection and an advocate if theft occurs.

Assistance

A trusted advisor will help interpret credit reports, place fraud alerts and credit freezes, and help you understand your credit score.

Detection

Get financially ready so your application moves quickly.

Restoration

In cases of ID theft, a Licensed Private Investigator is assigned to work on your behalf until all ID theft issues are verifiably resolved.

Enhanced Features

Do Well Accounts Also Include:

These features are also available as an optional upgrade to Be Good Checking Account holders.

Notifications
Receive notifications of new account openings, payment delinquencies, credit inquiries, public record changes, change of address, and more.
Credit Monitoring
Single Credit Bureau monitoring from Experian for account holders over age 18. You will get a regular report of activity and a free full credit report annually.
Early Detection
You can identify inaccuracies in the data your creditors are reporting as well as early detection of potentially fraudulent activity.
Alerts Your Way
For online delivery, alerts are daily or you get a no activity report monthly. For postal delivery, alerts are delivered monthly with quarterly no activity reports.
  • My experience with Osgood Bank has been wonderful - never any problems. When my account was hacked, they stopped it right away. Thanks!
    Jessie R.
  • We switched to Osgood Bank because we wanted the personal connection and help that we weren't getting from our large corporate bank. We have not been disappointed in the move. I would recommend Osgood Bank to everyone!
    Denise S.