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Change Adds Up Official Contest Disclosures

Sponsor
Osgood Bank, Osgood, Ohio.

Eligibility
The Change Adds Up promotion is open to legal U.S. residents 18 years of age or older. Employees of Osgood Bank and members of their immediate family (spouse, parents, children, siblings, and household members) are not eligible to participate or win.

Promotion Period
The promotion runs from January 1 through March 6. All eligible entries must be received by close of business on March 6.

How to Enter / No Purchase Necessary
Participants may enter by bringing loose U.S. coin currency to a participating Osgood Bank branch and cashing it in or depositing it.
No purchase, payment, or account relationship is required to enter or win.
Coin-counting fees will be waived during the promotion period.

Entry Limits
Limit one (1) entry per person for the duration of the promotion.

Participating Branches
Coin machines are available at the following Osgood Bank branches:

  • Osgood
  • Fort Loramie
  • Chickasaw
  • Indian Lake

Customers from Russia, Ohio may participate by visiting the Osgood or Fort Loramie branch.

Prizes

  • One (1) $100 gift card winner will be selected at each participating branch.
  • One (1) $500 gift card grand prize winner will be selected from all eligible entries across all branches.

Branch-level prize winners are not eligible to win the grand prize.

Odds of Winning
Odds of winning depend on the total number of eligible entries received.

Winner Selection and Notification
All winners will be selected in a random drawing conducted on March 7.
Winners will be notified using the contact information provided at entry. If a selected winner cannot be contacted or does not respond within five (5) business days, the prize may be forfeited and an alternate winner selected.

Prize Conditions
Prizes are non-transferable and may not be substituted or redeemed for cash. All federal, state, and local taxes, if any, are the sole responsibility of the winner.

General Conditions
Osgood Bank reserves the right to modify, suspend, or cancel the promotion if fraud, technical issues, or other factors beyond its reasonable control compromise the integrity or proper functioning of the promotion. By participating, entrants agree to release and hold harmless Osgood Bank from any liability arising from participation or prize acceptance.

Platform Disclaimer
This promotion is in no way sponsored, endorsed, administered by, or associated with Facebook or any other social media platform.