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Kona Ice & Travelin' Toms

Invest In Flavorful Success

Kona Konference 2025 (48)

Crunch some numbers

Visit the Kona Ice Franchise

Visit the Travelin' Toms Franchise

Financing Built For Rolling Success

Running a mobile franchise is different from traditional brick-and-mortar. That’s why we tailor lending solutions to help you purchase, expand, or refresh your business—whether you’re operating one truck or managing multiple territories.

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Grow New Units
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Finance Renovations
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Purchase Equipment
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Refinance Debt
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Things You Should Know

Grow With Confidence

Financing is available for up to 100% of the purchase price of your KEV or BEV, making it easier to launch or expand without large upfront costs. There is a $250 loan origination fee that can be financed into the loan amount or separately.

Choose Your Term
Up to 6 years for KEVs, BEVs, and related equipment.

Up to 4 years for upfits.
Seasonal Payment Flexibility
We recognize that shaved ice and coffee trucks often have seasonal cycles. To support franchisees, our loans include:

6 months of contact payments during your first year

3 months of contact payments (winter months) for each year after that
Other Loan Details
All loans require ACH payments for repayment.

Commercial real estate financing, if needed, is available on a case-by-case basis.

Osgood Bank does not cover 3rd party cost pertaining to registeration, title fees or sales tax fees.

 

 

Today's Rates

*APR means Annual Percentage Rate. Subject to credit approval.

Kona Ice & Travelin' Toms

Kona Ice & Travelin' Toms Credit Score 750+ 7.75%
Kona Ice & Travelin' Toms Credit Score 680-749 8.75%

Want A Consultation?

If you're not ready to apply just yet, we understand. Schedule a meeting to discuss your needs and goals to see how Osgood Bank can help you grow your franchise with confidence.

 
  • Osgood Bank was a pleasure to work with during the loan process. The customer service, terms, rate, and payment intervals were just what I was looking for when financing my Kona Ice truck. I even had them finance two of my Kona Ice truck UpFits! I would use Osgood Bank in the future and highly recommend their financial services.
    Marshall N.
    Franchisee
  • I understand that banking decisions must be based on sound business judgment, not just feelings, but the human connection Osgood Bank brings to the process is refreshing. That personal touch makes all the difference and truly makes me feel supported as a business owner.
    Kim E.
    Franchisee
Frequently Asked Questions

Quick Answers to Common Questions

How much does it cost to get started with a Kona Ice or Travelin' Toms?

We understand that you're crunching the numbers. The franchise brand determines startup costs, so we recommend that you visit the franchise brand's page directly.

  • Pricing information for Kona Ice can be found at ownakona.com or by clicking here.
  • Pricing information for Travelin' Toms can be found at ownacoffeetruck.com or by clicking here. 
What is in the Kona Ice Franchise Disclosure Document (FDD)?

Contact Kona Ice, LLC located at 5945 Centennial Circle, Florence, KY, 41042 to request a copy of the Kona Ice Franchise Disclosure Document (FDD).

Need help understanding the FDD? Click here for an article that highlights key elements to focus on in a FDD.

What is in the Travelin' Toms Franchise Disclosure Document (FDD)?

Contact Mobile Coffee Company, LLC located at 5945 Centennial Circle, Florence, KY, 41042 to request a copy of the Travelin' Toms Franchise Disclosure Document (FDD). 

Need help understanding the FDD? Click here for an article that highlights key elements to focus on in a FDD.

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