Osgood Bank
Loan Rates
Construction Rates
One-Step Construction Loan
15-Year Term
6.875%
6.938% APR*
One-Step Construction
30-Year Term
6.875%
6.917% APR*
Traditional Construction Loan
12-Month Construction
4.950%
5.999% APR*
Mortgage Rates
15-Year Fixed Rate Mortgage
15-Year Term
5.250%
5.297% APR*
20-Year Fixed Rate Mortgage
20-Year Term
6.000%
6.038% APR*
30-Year Fixed Rate Mortgage
30-Year Term
6.000%
6.029% APR*
2/1 ARM Mortgage
30-Year Term
5.99%
6.156% APR*
HELOC Rates
HELOC
10-Year Term
As low as 7.250% APR*
Minimum loan amount $10,000
Auto Loan Rates
Auto Loan Rates
36-72 Months As Low As
7.250%
7.991% - 7.640% APR*