Sleep well and feel good knowing your money is safe and secure.

 

All Personal Checking Accounts Include:

Identity theft consultatio

Consultation

You have immediate and direct access to a consultant for guidance on best practices for ID theft protection and an advocate if theft occurs.

Answers to identity theft questions

Detection

Answers to questions concerning identity theft, security, data breach alerts, and more. 

Assistance with identity theft

Assistance

A trusted advisor will help interpret credit reports, place fraud alerts and credit freezes, and help you understand your credit score.

Investigate identity theft

Restoration

In cases of ID theft, a Licensed Private Investigator is assigned to work on your behalf until all ID theft issues are verifiably resolved.

Do Well Accounts Also Include:

*These features are also available as an optional upgrade to Be Good Checking Account holders.

Identity theft alerts

Notifications

Receive notifications of new account openings, payment delinquencies, credit inquiries, public record changes, change of address, and more.

Early identity theft detection

Early Detection

You can identify inaccuracies in the data your creditors are reporting as well as early detection of potentially fraudulent activity.

Credit monitoring

Credit Monitoring

Single Credit Bureau monitoring from Experian for account holders over age 18. You will get a regular report of activity and a free full credit report annually.

Mail

Alerts Your Way

Receive credit monitoring alerts online or offline. For online delivery, alerts are daily or you get a no activity report monthly. For postal delivery, alerts are delivered monthly with quarterly no activity reports. 

My experience with Osgood Bank has been wonderful, never any problems.
When my account was hacked into they stopped it right away. Thanks!

-Jessie R., Osgood Bank Customer

Get Answers To Frequently Asked Questions About the Best Banking Security and ID Protection in Ohio

 

What is the value of a consultation?

There are many topics that the Kroll consultant can help you with. Some of which include:

  • Best practices to protect against identity theft
  • Review consumer rights under U.S. federal and state law
  • How to safeguard a minor's identity
  • Assist in the event of a stolen/lost wallet
  • Consult on a data breach notification letter
  • Help navigating abusive or harassing debt collection communications as the result of a stolen identity
  • Guidance on interpreting and analyzing a credit report
  • and more

This service is free to you, don't hesitate to give your consultant a call if you have questions.

How do I log in to the credit monitoring service?

Your local Osgood Banker will be able to sign you up for this service at any of our four locations. If you are unable to make it in to visit us, please call us to get the information started for you and set you on your way to peace of mind.

Once we have you in the system, you'll need your Member ID to enroll here.

First time visitors will need to set up a username and password for future access. You will also be asked three authentication questions to verify your identity.

Return visitors can click here for the login page and access your account.

For username or password retrieval help, please call (866) 355-1044.

I'm an Osgood Bank customer. How do I enroll in ID theft protection?

Your local Osgood Banker will be able to sign you up for this service at any of our four locations. If you are unable to make it in to visit us, please call us to get the information started for you and set you on your way to peace of mind.

For our locations, hours, and contact information, click here.

I think someone stole my identity.

Osgood Bank customers, if you suspect you are the victim of identity theft please call Kroll at (855) 848-8803. 

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Routing Number: #042212568

If you use links provided on the Osgood Bank website that redirect to a third party website, you are acknowledging that you are leaving www.osgoodbank.com and are going to a website that is not operated by Osgood Bank. Osgood Bank is not responsible for the content or availability of linked sites. Osgood Bank does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at Osgood Bank.