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How can we help you do well and be good today?

Checking in Ohio

I want a simple and secure checking account with mobile banking.

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Home loan in Ohio

I want to buy or refinance the home I love without the hassle.

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Grow My Business

I want to grow my business with confidence.

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We believe banking should feel simple, safe, and secure.

Digital Banking

Digital Banking

Online or on the go, Osgood online and mobile are designed to maximize access and control of your money.

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Banzai Learning

Take advantage of coaches, calculators, and articles in the Osgood Bank learning center to boost your financial knowledge.

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Business Partner in Ohio

Business Growth Partner

Whether you're just starting or looking to grow, we can help you through your journey.

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Franchise Financing Expert

Franchise Financing Experts

Grow your franchise with right-fit financing through our Nationwide Lending Programs.

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Latest Blog Posts

Russia Branch Grand Opening
1 min read
News & Stories
Russia Branch Grand Opening
By Osgood Bank On May 27, 2025

Russia, OH – May 27, 2025

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Protect Your Business: The Importance of a Security Self-Assessment
3 min read
Better Business Fraud & Security
Protect Your Business: The Importance of a Security Self-Assessment
By Jennifer Bergman On May 02, 2025

In today’s digital world, we all recognize the importance of security. However, identifying vulnerabilities and fixing...

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Understanding the Elements of the Franchise Disclosure Document (FDD)
4 min read
Better Business Franchise Forum
Understanding the Elements of the Franchise Disclosure Document (FDD)
By Katey Wibbenmeyer On April 10, 2025

As a potential investor, franchisee, or lender evaluating franchise opportunities, the Franchise Disclosure Document...

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Village of Russia, Ohio, & Osgood Bank Restore Local Banking Services To The Community
3 min read
News & Stories
Village of Russia, Ohio, & Osgood Bank Restore Local Banking Services To The Community
By Osgood Bank On March 24, 2025

Russia, OH – March 21, 2025

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Book Review: Who Moved My Cheese?
2 min read
Life Moments Better Business
Book Review: Who Moved My Cheese?
By Lisa Market On March 18, 2025

Who Moved My Cheese? by Spencer Johnson is a simple story that explores the impact of change in both personal and...

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Beware of Home Warranty Scams: How to Spot and Avoid Them
3 min read
Fraud & Security
Beware of Home Warranty Scams: How to Spot and Avoid Them
By Osgood Bank On February 20, 2025

Scammers use high-pressure tactics to urge immediate renewal, creating a sense of urgency by threatening loss of...

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ACH Fraud Awareness: How to Protect Your Business
3 min read
Better Business Fraud & Security
ACH Fraud Awareness: How to Protect Your Business
By Jennifer Bergman On February 07, 2025

At Osgood Bank, we aim to keep you informed on all things related to ACH transactions—from how ACH works and its...

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A Look Back at 2024
2 min read
News & Stories
A Look Back at 2024
By Osgood Bank On January 24, 2025

Osgood Bank reflects on 2024 and continued growth in 2025. Osgood Bank enters 2025 with focus and optimism, building on...

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Tips to Reduce Your Utility Bills in the Winter
4 min read
Life Moments A Happy Home
Tips to Reduce Your Utility Bills in the Winter
By Osgood Bank On January 17, 2025

Winter is cozy, but it can also be tough on our wallets. Utility bills seem to skyrocket during these colder months,...

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Banzai Scholarship Opportunity
3 min read
News & Stories
Banzai Scholarship Opportunity
By Banzai On December 06, 2024

Banzai will award five $2,000 scholarships to students who demonstrate a commitment to financial literacy and...

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"Our relationship with Osgood Bank is one of the greatest assets of our business. The relationship is of great value not just for the access to capital for a growing business, but for the trusted relationship that has fostered with the team over the years"

-John & Maureen, Franchisees

"I've banked at Osgood from the beginning.  I got my first car from Osgood and from there, my business and home loans.  I've banked here my entire life."

- David B.

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Routing Number: #042212568

If you use links provided on the Osgood Bank website that redirect to a third party website, you are acknowledging that you are leaving www.osgoodbank.com and are going to a website that is not operated by Osgood Bank. Osgood Bank is not responsible for the content or availability of linked sites. Osgood Bank does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at Osgood Bank.