Osgood Bank
Personal Checking & Savings Account Rates
CD Specials
Russia New Money CD Special
6 Month Term
3.75%
3.82% APY*
Minimum to open $10,000. Must be new money. Must be opened at Russia Branch.
Certificate of Deposit (Personal & IRAs)
Certificate of Deposit
6-11 Month CD
3.50%
3.56% APY*
Minimum to open $1,000
Certificate of Deposit
12-17 Months
3.25%
3.30% APY*
Minimum to open $1,000
Certificate of Deposit
18-23 Month CD
2.25%
2.27% APY*
Minimum to open $1,000
Certificate of Deposit
24-29 Month CD
2.00%
2.02% APY*
Minimum to open $1,000
Certificate of Deposit
30-47 Month CD
1.50%
1.51% APY*
Minimum to open $1,000
Certificate of Deposit
48-59 Month CD
1.50%
1.51% APY*
Minimum to open $1,000
Do Well Checking Account
Do Well Checking Account
Balances of $1,000+
0.03%
0.03% APY*
Minimum to open $500
Money Market Deposit Account
Personal MMDA
Daily Balances of $1,000-$49,999.99
0.03%
0.03% APY*
Minimum to open $1,000
Personal MMDA
Daily Balances of $50,000-$499,999.99
0.05%
0.05% APY*
Minimum to open $1,000
Personal MMDA
Daily Balances of $500,000-$999,999.99
0.10%
0.10% APY*
Minimum to open $1,000
Personal MMDA
Daily Balances of $1,000,000 and up
0.20%
0.20% APY*
Minimum to open $1,000
Elevate Money Market Deposit Account
Personal Elevate MMDA
Daily Balances of $100,000-$249,999.99
1.75%
1.76% APY*
Minimum to open $1,000
Personal Elevate MMDA
Daily Balances of $250,000-$499,999.99
2.00%
2.02% APY*
Minimum to open $1,000
Personal Elevate MMDA
Daily Balances of $500,000-$999,999.99
2.25%
2.27% APY*
Minimum to open $1,000
Personal Elevate MMDA
Daily Balances of $1,000,000 - $1,999,999.99
2.75%
2.78% APY*
Minimum to open $1,000
Personal Elevate MMDA
Daily Balances of $2,000,000 and up
3.00%
3.04% APY*
Minimum to open $1,000
Personal & Youth Savings
Personal Savings
Daily Balances of $10+
0.03%
0.03% APY*
Minimum to open $10
Youth Savings
Daily Balances of $10+
0.03%
0.03% APY*
Minimum to open $10
Health Savings Account Single & Family
Health Savings Account
Daily Balances of $1,000-$2,499.99
1.00%
1.00% APY*
Minimum to open $0
Health Savings Account
Daily Balances of $2,500-$9,999.99
1.25%
1.26% APY*
Minimum to open $0
Health Savings Account
Daily Balances of $10,000-$24,999.99
1.50%
1.51% APY*
Minimum to open $0
Health Savings Account
Daily Balances of $25,000-$49,999.99
2.00%
2.02% APY*
Minimum to open $0
Health Savings Account
Daily Balances of $50,000 and up
2.25%
2.27% APY*
Minimum to open $0