Should You Use Savings or Finance a Purchase?
Life has a way of surprising us. Sometimes it’s an urgent car repair, a sudden home expense, or a once-in-a-lifetime opportunity you don’t want to miss. In those moments, the big question...
Understanding the Elements of the Franchise Disclosure Document (FDD)
As a potential investor, franchisee, or lender evaluating franchise opportunities, the Franchise Disclosure Document (FDD) is a key resource for understanding the structure and details of a...
Village of Russia, Ohio, & Osgood Bank Restore Local Banking Services To The Community
Russia, OH – March 21, 2025
Beware of Home Warranty Scams: How to Spot and Avoid Them
Scammers use high-pressure tactics to urge immediate renewal, creating a sense of urgency by threatening loss of coverage if action is not taken immediately. One sneaky way they try to lure...
A Look Back at 2024
Osgood Bank reflects on 2024 and continued growth in 2025. Osgood Bank enters 2025 with focus and optimism, building on a foundation of growth, innovation, and resilience.
Tips to Reduce Your Utility Bills in the Winter
Winter is cozy, but it can also be tough on our wallets. Utility bills seem to skyrocket during these colder months, which can leave many feeling a pinch in their budget. Thankfully, with a...
SBA Vs Conventional Loans
Small businesses often need funding to start or expand their operations, and there are different options available for financing. Two of the most popular types of loans are SBA loans and...
Protecting Your Finances from Cybersecurity Threats: The IRS Imposter
According to the FBI 2023 Internet Crime Report, "Impersonation scams defraud thousands of individuals each year. Tech/Customer Support and Government Impersonation are responsible for over...
Before The Keys: 5 Things To Consider Before Purchasing A Home
Embarking on the journey of buying a home in Ohio is an exciting and rewarding experience. Whether you're a first-time homebuyer, a growing family, or an empty nester looking for a new...
Protect Yourself From Bank Fraud
Bank fraud is a serious threat to financial security, and it can be a devastating experience for those who fall victim to it. Fraudsters are constantly looking for new ways to obtain...
Starting A Franchise
Starting a franchise can be a lucrative and rewarding way to become a business owner. Franchising allows you to own and operate your own business while also benefiting from the support and...