Social Media Safety – Protecting Your Digital Life (and Your Family’s)
Social media helps us stay connected, but it’s also a favorite hunting ground for cybercriminals. Hackers don’t just target businesses—they gather personal details from posts, quizzes, and...
Staying Cyber Strong – Everyday Steps to Protect Yourself Online
October is Cybersecurity Awareness Month, a global initiative led by the National Cybersecurity Alliance and the Cybersecurity and Infrastructure Security Agency (CISA). This year’s theme, ...
Should You Use Savings or Finance a Purchase?
Life has a way of surprising us. Sometimes it’s an urgent car repair, a sudden home expense, or a once-in-a-lifetime opportunity you don’t want to miss. In those moments, the big question...
How To Manage Your Debt: Strategies & Tools
There isn't just one reason that people fall into debt. It's a complex issues and solutions aren't one-size-fits-all. Discover how to start managing your debt with these tips and tools.
Protect Your Business: The Importance of a Security Self-Assessment
In today’s digital world, we all recognize the importance of security. However, identifying vulnerabilities and fixing them is often easier said than done. This is why many companies choose...
Understanding the Elements of the Franchise Disclosure Document (FDD)
As a potential investor, franchisee, or lender evaluating franchise opportunities, the Franchise Disclosure Document (FDD) is a key resource for understanding the structure and details of a...
Village of Russia, Ohio, & Osgood Bank Restore Local Banking Services To The Community
Russia, OH – March 21, 2025
Book Review: Who Moved My Cheese?
Who Moved My Cheese? by Spencer Johnson is a simple story that explores the impact of change in both personal and professional life. The book tells the tale of four characters—two mice,...
Beware of Home Warranty Scams: How to Spot and Avoid Them
Scammers use high-pressure tactics to urge immediate renewal, creating a sense of urgency by threatening loss of coverage if action is not taken immediately. One sneaky way they try to lure...
ACH Fraud Awareness: How to Protect Your Business
At Osgood Bank, we aim to keep you informed on all things related to ACH transactions—from how ACH works and its benefits, to fraud prevention and how businesses can integrate ACH into...
A Look Back at 2024
Osgood Bank reflects on 2024 and continued growth in 2025. Osgood Bank enters 2025 with focus and optimism, building on a foundation of growth, innovation, and resilience.