To open an account with Osgood Bank you will be asked to provide the Customer Service Representative with:
-2 forms of ID?
-DL & SS card
-Proof of address/2 pieces of mail?
-Basic personal information such as birth date, ssn, phone number.
All accounts require an initial deposit at account opening. You may transfer money from another Osgood Bank account or fund your account with a cash or check.
If you wish to open a joint account, we will need the above information for all account owners.
All applicants will be verified through ChexSystems, a nationwide specialty consumer reporting agency under the Federal Fair Credit Reporting Act.
We are here to take the complexity out of finances. The Savings Made Simple program rounds up your debit card purchases and puts the change directly into the savings account of your choosing, making contributions effortless. You can also arrange automatic transfers into your savings account in the amount and frequency of your choice.
For more tools and resources, including savings calculators and budgeting tips, visit our financial resource center.
HSAs are accounts designed to help offset the rising cost of individual health care. If you are unsure as to whether or not you qualify for this type of account, we suggest checking with your insurance carrier. Carriers will label their plans as HSA eligible if they meet the requirements.
For more information about HSA eligibility and requirements, check with your tax preparer, employer, or read the IRS publication on HSAs by clicking here.
The great thing about retirement accounts is there are several to choose from, each designed to fit your personal situation. We are here to guide you through the account options and recommend you consulting your tax advisor to compare the tax-saving options available to you.
Osgood Bank also partners with Banzai to put resources at your fingertips. View the retirement calculator, tips on preparing a will, and more.
Occasionally Osgood Bank will offer special rates and terms on Certificates of Deposit (CDs). To view current rates, terms, and specials please visit our rates page here.