A security token is a two-factor authentication device provided to allow a user access to a network service. Two-factor authentication is an extra layer of security designed to ensure only approved users can create ACH transactions from your account.
The token displays a number that is changed at regular intervals. When the user attempts to create an ACH transaction, he or she must provide the number displayed on the token in order to proceed.
We recommend the Business ACH Payroll and Payment Processing service for businesses that:
Process payroll in-house for five or more employees and/or
Collect large quantities of customer payments and receivables electronically.
Examples of businesses that generally meet this criteria include medical and dental practices, municipalities, property managers, subscription billing (gyms, water delivery services, maintenance plans, etc.), and service businesses.
The monthly cost of this service is:
$24.95 per profile. This includes one business and two user logins.
$6.95 per additional business and/or user login.
$100.00 one-time fee for setup and two tokens.