Do well and be good when you get the best auto loan in
Ohio to buy the vehicle you love.

Expert guidance in Ohio

Expert Guidance

Our lending experts will help get you the funding you need to put you in the driver's seat of your new ride.

AutoPay discount in Ohio

AutoPay Discounts

Schedule your vehicle loan for automatic payments and take advantage of a 0.25% discount.

Buy a recreational vehicle in Ohio

Recreational Vehicles

Looking to buy a boat, motorcycle, RV, or park model? Give us a call so we can help you purchase your next adventure.

Three Simple Steps to Quickly Get the Vehicle Loan You Need

Compare auto rates in Ohio

Step 1: Compare

We will help guide you to select the best auto loan rate and terms to find the best fit for you.

Research your vehicle purchase in Ohio

Step 2: Research

Confidently know the value of the vehicle you want to buy and calculate your monthly auto loan payment.

Apply for an auto loan in Ohio

Step 3: Apply

Do well and be good when you buy the vehicle you love.

Step 1: Compare the Auto Loan Rates in Ohio

Rates effective as of April 19, 2024.
Rates subject to change without notice.


*APR based on $25,000.00 loan with credit score of 760+ and $250 processing fee. Your actual APR will be based on your specific situation. Additional information including, but not limited to, the amount financed, term, loan-to-value,  applicant's credit score, credit history, vehicle age and mileage will be taken into consideration. Financing is subject to credit approval. Advertised rates are subject to change without notice.


Wondering which term is best?

A shorter-term auto loan is recommended if you want to save money and pay less interest.

If lower monthly payments are more important to you, a longer term auto loan might be better.

Step 2: Research Your Vehicle Value and Calculate Your Estimate Payment


Check the value of the car you wish to purchase and then calculate your monthly auto loan payment using the rates and terms above as a guide. It is helpful to remember the rate you may qualify for could be different depending on a variety of factors, including the term and your credit score.


Research Car Values

Auto Loan Affordability
Explore how much car you can afford based on payment preferences.
Car Cost
Max Loan
Interest Paid

Get Answers To Frequently Asked Questions About the
Best Auto Loans in Ohio

What documentation do I need when applying for an auto loan?

We will ask you for details on the vehicle such as make, model and mileage. It’s ok if you don’t know, we can also pre-approve you for when you’re ready to purchase. Please have a couple paystubs ready and your last two years of W2’s, so that we can make sure the vehicle fits into your budget.

Can I see my loan in online banking?

Yes, you can see your loan in online banking.

Can I refinance my existing auto loan through Osgood Bank?

Absolutely. Our rates are very competitive and you may be able to save some money, either by reducing your monthly payment, reducing your overall interest or paying your vehicle off sooner.