Osgood Bank’s Franchise Financing focuses on providing loans, and financial guidance to several types of franchise brands including:

Franchise Financing QSR

Quick Service Restaurants

From pizza, burritos, coffee and sandwich franchises - we've worked with brands across the QSR space.  Lets grow together!

Salon Franchise Financing

Beauty and Personal Care Services

From salon suite concepts to quick hair cuts, we have experience with brands coast-to-coast in a variety of personal care services. 

Fitness Franchise Financing

Fitness Centers

As with QSRs and personal care services, loans to fitness center franchisees can be extended to coast-to-coast in strategic markets.

Schedule a Meeting With a Franchise Loan Expert

"Thanks to our business partners at Osgood Bank, we have quickly been able to grow our salon business at a very rapid pace. In under 30 months, we have opened 5 locations and continue to search for additional viable salons."

- Mike M.

You can grow your franchise with confidence:

Franchise goals for growth

Achieve your goals for growth with a partner who understands your industry

Franchise funding

Conventional lending without government guarantees

Grow with franchise financing

Grow with confidence with 5-10 year terms that give you options

Grace Period

Gain peace of mind with interest only grace periods on new locations

Flexible collateral

Flexible collateral options provide you the freedom of choice

Franchise financing in USA

Expand your reach and growth through lending available in all 50 states

Learn More About the Osgood Advantage

Get Answers To Frequently Asked Questions About the Franchises We Help

Why choose Osgood for franchise financing?

We have the service touch of a traditional community bank coupled with deep experience in franchise systems and lending.  Our goal is to become your trusted financial partner so we can process credit requests fasters than our competitors, provide sound advise for growth, and help operators reach their long term goals.

What is Osgood Bank's typical loan size?

We offer programs to provide conventional financing for requests up to $5,000,000.  Larger requests can be funded through a syndicate of funding partnerships with other banks that we have established.  Regardless of deal size, Osgood Bank will be your single point-of-contact for your lending relationship. 

Are SBA guarantees required?

No.  We typically do not pursue SBA guarantees unless it's requested by the borrower to obtain a particular rate or structure. 

What are Osgood Bank's typical terms?

A typical franchise loan to fund a new location will typically be a 5-10 year term, fully amortized - with an initial 12 month interest only period during construction and stabilization.  Our rates and fees are highly competitive.