FACTS |
WHAT DOES OSGOOD BANK DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Osgood Bank chooses to share; and whether you can limit this sharing. |
Reasons We Can Share Your Personal Information |
Does Osgood Bank share? |
Can you limit this sharing? |
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes |
No |
For our marketing purposes - to offer our products and services to you. |
Yes |
No |
For joint marketing with other financial companies. |
Yes |
No |
For our affiliates’ everyday business purposes - information about your transactions and experiences. |
No |
We don't share |
For our affiliates’ everyday business purposes - information about your creditworthiness. |
No |
We don't share |
For our affiliates to market to you. |
No |
We don't share |
For non affiliates to market to you. |
No |
We don't share |
Questions? |
Call toll-free (888) 607-7640 or email info@osgoodbank.com |
Who we are |
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Who is providing this notice? |
Osgood Bank |
What we do |
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How does Osgood Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Osgood State Bank collect my personal information? |
We collect your personal information, for example, when you: - Open an account or pay your bills |
Why can’t I limit all sharing? |
Federal law gives you the right to limit only: - Sharing for affiliates' everyday business purposes - Information about your credit worthiness - Affiliates from using your information to market to you - Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.] |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies. - Osgood Bank does not share with our affiliates. |
Non affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies. - Osgood Bank does not share with nonaffiliates so they can market to you. |
Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Our joint marketing partner(s) include Life Insurance companies. |
Other Important Information |
Special Notice for State Residents We also collect your personal information from others, such as credit bureaus, affiliates or other companies. |
Careers
Osgood Foundation
Disclosures
Privacy Policy
Accessibility Statement
Routing Number: #042212568
If you use links provided on the Osgood Bank website that redirect to a third party website, you are acknowledging that you are leaving www.osgoodbank.com and are going to a website that is not operated by Osgood Bank. Osgood Bank is not responsible for the content or availability of linked sites. Osgood Bank does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at Osgood Bank.