Lighten Your Load When You Combine Your Wallet With Your Phone


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Digital wallets replace your actual card number with a unique digital card number. Businesses cannot see or store your card number. 

Easy to use


Confirm your identity (with a PIN, pattern, fingerprint, or face ID) on your device and tap to pay wherever you see the contactless symbol.


Widely Accepted

Use your mobile wallet to make secure purchases in stores, when shopping online, and in apps.

What else can digital wallets do?

Not only do digital wallets help simplify payments, they are also a great place to keep other documents organized and easily accessible. In addition to debit and credit cards, you can store boarding passes, concert tickets, hotel reservations, gift cards, coupons, loyalty cards, and more. 

Add Your Card To A Digital Wallet


Each vendor varies in how to set up your wallet, but each are painless to get started. First, you'll download the app to the respective type of phone you have. Next, just follow the in-app instructions to enroll your Osgood Bank debit card.

You'll be on your way to more convenient and secure transactions in no time. 

Get Answers To FAQs About Using a Digital Wallet

Why use a digital wallet?

Digital wallets make purchasing faster, easier, and more secure. When you add your card to a digital wallet, you get access to contactless payments and single-tap purchases at thousands of locations, including in-store and online. 

Your card information is encrypted, ensuring your info is private, no matter where you shop. 

More security – All digital wallet purchases require your PIN, fingerprint or facial recognition before a purchase can be made.

Better monitoring – Most digital wallets allow you to view recent transactions, so you can see unauthorized activity right away.

What devices are compatible?

Apple Pay: iPhone 6 or later

Google Pay: Any NFC-enabled device running Android OS 4.4 (KitKat) or higher

Samsung Pay: Samsung Galaxy 6 or Galaxy Note 5 user (or later)

Are there fees to use a mobile wallet?

No. There are no fees to set up or use your Osgood Bank debit card in Apple Pay, Google Pay, or Samsung Pay. 

How do I make an in-store purchase with a mobile wallet?

The process for completing a transaction using a mobile wallet varies depending on your device type. The general process, however, includes these steps:

To make a purchase in-store at a terminal that accepts your mobile wallet for payment, hold your device near the terminal. You will be required to authenticate yourself with your fingerprint, facial recognition, passcode, or PIN, depending on your device. Once authenticated, the transaction will take just a second to process and you will be notified when it has been completed. 

If my card is cancelled due to being lost or stolen, can I still make purchases using my mobile wallet?

No. If your Osgood Bank card is cancelled, it cannot be used to make a purchase within your mobile wallet. Once you receive your replacement card, you can add your new card to your mobile wallet.

I'm having trouble with my mobile wallet. How can I get help?

For Mobile Wallet Support, please call 833-964-0906.


Android, Chrome, Google Pay, Google Pixel, Google Play, Wear OS by Google, and the Google Logo are trademarks of Google LLC.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.

Samsung, Samsung Pay, Galaxy S (and other device names), and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.