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Digital Banking for Business in Ohio Should Feel Safe and Secure

Bank well and be good. Manage your business with confidence:

Token Security

Enjoy peace of mind with a two-factor identification requirement to create an ACH transaction from your account.

Positive Pay

Protect against fraud when we check debits against your records when processing payments.

Manage Your Money

Make payments, transfer funds, and monitor your transactions in a click.

Set Permissions

Regulate what your users are permitted to do on behalf of the business.

ACH Origination

A fast, easy, and secure way to pay employees by direct deposit, pay vendors electronically, and manage payment collections.

ACH Templates

We will help you save time on common business activities with a template designed to fit your needs. This is a great tool for processing payroll.

Have a question about digital banking for managing your business?

Get Answers To Frequently Asked Questions About the
Best Digital Banking Tools for Business in Ohio

What is Token Security?

A security token is a two-factor authentication device provided to allow a user access to a network service. Two-factor authentication is an extra layer of security designed to ensure only approved users can create ACH transactions from your account.

The token displays a number that is changed at regular intervals. When the user attempts to create an ACH transaction, he or she must provide the number displayed on the token in order to proceed.

Is ACH Payroll and Payment Processing right for me?

We recommend the Business ACH Payroll and Payment Processing service for businesses that:

Process payroll in-house for five or more employees and/or
Collect large quantities of customer payments and receivables electronically.

Examples of businesses that generally meet this criteria include medical and dental practices, municipalities, property managers, subscription billing (gyms, water delivery services, maintenance plans, etc.), and service businesses.

How much does ACH Payroll and Payment Processing cost?

The monthly cost of this service is:

$24.95 per profile. This includes one business and two user logins.
$6.95 per additional business and/or user login.
$100.00 one-time fee for setup and two tokens.

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Accessibility Statement

Routing Number: #042212568

If you use links provided on the Osgood Bank website that redirect to a third party website, you are acknowledging that you are leaving www.osgoodbank.com and are going to a website that is not operated by Osgood Bank. Osgood Bank is not responsible for the content or availability of linked sites. Osgood Bank does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at Osgood Bank.